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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,132 | $29,733+61.9% | $56,025-14.1% | $80,959-40.5% |
| Participation rate | 10.3% | 41.7%-31.4pp | 52.5%-42.2pp | 67.7%-57.3pp |
| Annual return | 13.72% | 35.28%-21.6pp | 1712.69%-1699.0pp | 35.67%-21.9pp |
| Employer contribution / active EE | $432 | $672-35.7% | $1,042-58.5% | $2,757-84.3% |
| Participant deferral / active EE | $2,031 | $1,229+65.2% | $1,955+3.9% | $4,300-52.8% |
| Admin fee / account holder | $0 | $2,434-100.0% | $2,828-100.0% | $6,925-100.0% |