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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,014 | $102,429-81.4% | $147,096-87.1% | $80,925-76.5% |
| Participation rate | 97.6% | 75.9%+21.7pp | 82.2%+15.4pp | 67.7%+29.9pp |
| Annual return | 14.53% | 135.02%-120.5pp | 419.75%-405.2pp | 35.65%-21.1pp |
| Employer contribution / active EE | $2,972 | $3,716-20.0% | $4,936-39.8% | $2,756+7.8% |
| Participant deferral / active EE | $4,854 | $6,649-27.0% | $8,071-39.9% | $4,299+12.9% |
| Admin fee / account holder | $3,672 | $7,957-53.9% | $13,005-71.8% | $6,940-47.1% |