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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,119 | $88,754-90.9% | $81,820-90.1% | $145,877-94.4% |
| Participation rate | 80.0% | 75.1%+4.9pp | 72.4%+7.6pp | 80.3%-0.3pp |
| Annual return | 9.77% | 1031.77%-1022.0pp | 777.93%-768.2pp | 551.28%-541.5pp |
| Employer contribution / active EE | $994 | $3,085-67.8% | $2,915-65.9% | $4,663-78.7% |
| Participant deferral / active EE | $1,933 | $4,648-58.4% | $4,323-55.3% | $6,691-71.1% |
| Admin fee / account holder | $1,061 | $8,424-87.4% | $7,391-85.6% | $13,402-92.1% |