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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,119 | $88,778-90.9% | $81,844-90.1% | $145,884-94.4% |
| Participation rate | 80.0% | 75.1%+4.9pp | 72.4%+7.6pp | 80.3%-0.3pp |
| Annual return | 9.77% | 1033.03%-1023.3pp | 778.87%-769.1pp | 551.85%-542.1pp |
| Employer contribution / active EE | $994 | $3,087-67.8% | $2,916-65.9% | $4,662-78.7% |
| Participant deferral / active EE | $1,933 | $4,648-58.4% | $4,323-55.3% | $6,690-71.1% |
| Admin fee / account holder | $1,061 | $8,430-87.4% | $7,355-85.6% | $13,392-92.1% |