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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,273 | $100,139-40.8% | $85,187-30.4% | $145,884-59.4% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 20.34% | 84.15%-63.8pp | 66.67%-46.3pp | 551.85%-531.5pp |
| Employer contribution / active EE | $3,612 | $3,238+11.6% | $2,732+32.2% | $4,662-22.5% |
| Participant deferral / active EE | $10,585 | $5,296+99.9% | $4,525+133.9% | $6,690+58.2% |
| Admin fee / account holder | $4,379 | $7,262-39.7% | $6,162-28.9% | $13,392-67.3% |