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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,733 | $162,136-32.9% | $152,301-28.6% | $154,746-29.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 17.52% | 91.02%-73.5pp | 80.50%-63.0pp | 172.34%-154.8pp |
| Employer contribution / active EE | $13,262 | $4,890+171.2% | $4,624+186.8% | $4,379+202.8% |
| Participant deferral / active EE | $9,164 | $8,341+9.9% | $8,004+14.5% | $6,730+36.2% |
| Admin fee / account holder | $1,421 | $15,759-91.0% | $14,398-90.1% | $14,365-90.1% |