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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,103 | $160,040-69.9% | $147,096-67.3% | $145,877-67.0% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 16.54% | 98.49%-82.0pp | 419.75%-403.2pp | 551.28%-534.7pp |
| Employer contribution / active EE | $5,324 | $5,289+0.6% | $4,936+7.9% | $4,663+14.2% |
| Participant deferral / active EE | $13,552 | $8,429+60.8% | $8,071+67.9% | $6,691+102.6% |
| Admin fee / account holder | $2,759 | $15,050-81.7% | $13,005-78.8% | $13,402-79.4% |