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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,442 | $58,848-85.7% | $88,179-90.4% | $82,637-89.8% |
| Participation rate | 81.4% | 57.9%+23.5pp | 69.1%+12.3pp | 68.1%+13.3pp |
| Annual return | 28.06% | 22.76%+5.3pp | 64.97%-36.9pp | 53.51%-25.4pp |
| Employer contribution / active EE | $123 | $1,678-92.7% | $2,549-95.2% | $2,552-95.2% |
| Participant deferral / active EE | $2,888 | $3,124-7.5% | $4,614-37.4% | $4,126-30.0% |
| Admin fee / account holder | $454 | $4,795-90.5% | $7,673-94.1% | $7,339-93.8% |