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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,632 | $159,978-50.2% | $147,041-45.8% | $145,978-45.4% |
| Participation rate | 95.8% | 84.0%+11.8pp | 82.2%+13.7pp | 80.3%+15.5pp |
| Annual return | 15.23% | 98.36%-83.1pp | 419.21%-404.0pp | 550.52%-535.3pp |
| Employer contribution / active EE | $12,549 | $5,288+137.3% | $4,935+154.3% | $4,662+169.2% |
| Participant deferral / active EE | $11,799 | $8,429+40.0% | $8,071+46.2% | $6,690+76.4% |
| Admin fee / account holder | $1,918 | $15,053-87.3% | $13,006-85.3% | $13,400-85.7% |