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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,612 | $225,673-96.6% | $203,872-96.3% | $155,188-95.1% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 15.49% | 95.91%-80.4pp | 85.11%-69.6pp | 148.84%-133.3pp |
| Employer contribution / active EE | $1,365 | $4,099-66.7% | $3,757-63.7% | $4,248-67.9% |
| Participant deferral / active EE | $1,971 | $6,893-71.4% | $6,388-69.1% | $6,531-69.8% |
| Admin fee / account holder | $3,163 | $12,327-74.3% | $11,730-73.0% | $14,480-78.2% |