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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,612 | $182,442-95.8% | $163,379-95.3% | $138,895-94.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 15.49% | 72.74%-57.2pp | 63.41%-47.9pp | 145.39%-129.9pp |
| Employer contribution / active EE | $1,365 | $4,159-67.2% | $3,752-63.6% | $4,194-67.5% |
| Participant deferral / active EE | $1,971 | $6,817-71.1% | $6,282-68.6% | $6,396-69.2% |
| Admin fee / account holder | $3,163 | $10,396-69.6% | $9,818-67.8% | $12,562-74.8% |