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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,579 | $156,398-82.4% | $147,318-81.3% | $138,895-80.1% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.1%-22.1pp | 79.9%-19.9pp |
| Annual return | 21.28% | 78.75%-57.5pp | 70.43%-49.2pp | 145.39%-124.1pp |
| Employer contribution / active EE | $1,721 | $4,853-64.5% | $4,593-62.5% | $4,194-59.0% |
| Participant deferral / active EE | $2,756 | $8,237-66.5% | $7,906-65.1% | $6,396-56.9% |
| Admin fee / account holder | $98 | $14,976-99.3% | $13,708-99.3% | $12,562-99.2% |