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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,901 | $82,133-45.3% | $147,318-69.5% | $64,097-29.9% |
| Participation rate | 96.6% | 62.3%+34.3pp | 82.1%+14.5pp | 55.2%+41.4pp |
| Annual return | 28.88% | 78.78%-49.9pp | 70.43%-41.5pp | 34.64%-5.8pp |
| Employer contribution / active EE | $2,689 | $2,872-6.4% | $4,593-41.4% | $1,891+42.2% |
| Participant deferral / active EE | $6,526 | $5,407+20.7% | $7,906-17.5% | $3,080+111.9% |
| Admin fee / account holder | $7,694 | $3,730+106.3% | $13,708-43.9% | $3,454+122.7% |