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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,901 | $76,642-41.4% | $146,866-69.4% | $65,306-31.2% |
| Participation rate | 96.6% | 61.2%+35.3pp | 82.5%+14.1pp | 57.7%+38.9pp |
| Annual return | 28.88% | 33.40%-4.5pp | 102.85%-74.0pp | 21.94%+6.9pp |
| Employer contribution / active EE | $2,689 | $2,621+2.6% | $4,425-39.2% | $1,967+36.7% |
| Participant deferral / active EE | $6,526 | $4,864+34.2% | $7,759-15.9% | $2,959+120.5% |
| Admin fee / account holder | $7,694 | $3,960+94.3% | $13,620-43.5% | $3,480+121.1% |