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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,899 | $71,208-44.0% | $93,681-57.4% | $80,911-50.7% |
| Participation rate | 58.1% | 60.4%-2.3pp | 68.7%-10.7pp | 67.6%-9.6pp |
| Annual return | 13.05% | 11.27%+1.8pp | 133.47%-120.4pp | 35.63%-22.6pp |
| Employer contribution / active EE | $992 | $1,564-36.6% | $2,422-59.1% | $2,756-64.0% |
| Participant deferral / active EE | $2,616 | $4,035-35.2% | $4,415-40.8% | $4,297-39.1% |
| Admin fee / account holder | $200 | $6,951-97.1% | $8,290-97.6% | $6,935-97.1% |