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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $5,055 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,441 | $79,700-89.4% | $153,500-94.5% | $74,429-88.7% |
| Participation rate | 94.3% | 69.8%+24.5pp | 77.1%+17.2pp | 67.2%+27.1pp |
| Annual return | 14.35% | 15.07%-0.7pp | 15.70%-1.4pp | 1368.38%-1354.0pp |
| Employer contribution / active EE | $943 | $4,016-76.5% | $5,039-81.3% | $2,625-64.1% |
| Participant deferral / active EE | $3,374 | $5,315-36.5% | $6,756-50.1% | $4,348-22.4% |
| Admin fee / account holder | $26 | $1,790-98.6% | $12,736-99.8% | $1,944-98.7% |