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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,537 | $97,751-96.4% | $103,447-96.6% | $145,877-97.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 11.29% | 25.43%-14.1pp | 23.92%-12.6pp | 551.28%-540.0pp |
| Employer contribution / active EE | $0 | $4,684-100.0% | $4,678-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,138 | $6,603-67.6% | $6,624-67.7% | $6,691-68.0% |
| Admin fee / account holder | $2,366 | $12,515-81.1% | $9,415-74.9% | $13,402-82.3% |