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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $589,211 | $97,765+502.7% | $103,486+469.4% | $145,884+303.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 15.74% | 25.44%-9.7pp | 23.93%-8.2pp | 551.85%-536.1pp |
| Employer contribution / active EE | $0 | $4,687-100.0% | $4,679-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,600 | $6,606-60.6% | $6,628-60.8% | $6,690-61.1% |
| Admin fee / account holder | $28,367 | $12,505+126.8% | $9,354+203.3% | $13,392+111.8% |