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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $677,763 | $95,959+606.3% | $97,411+595.8% | $138,895+388.0% |
| Participation rate | 100.0% | 81.8%+18.2pp | 80.4%+19.6pp | 79.9%+20.1pp |
| Annual return | 15.83% | 29.30%-13.5pp | 34.72%-18.9pp | 145.39%-129.6pp |
| Employer contribution / active EE | $0 | $4,278-100.0% | $4,210-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,600 | $5,876-55.8% | $5,886-55.8% | $6,396-59.4% |
| Admin fee / account holder | $7,367 | $7,555-2.5% | $7,145+3.1% | $12,562-41.4% |