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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,305 | $100,139-6.8% | $85,187+9.5% | $145,884-36.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | -5.90% | 84.15%-90.1pp | 66.67%-72.6pp | 551.85%-557.8pp |
| Employer contribution / active EE | $4,545 | $3,238+40.4% | $2,732+66.3% | $4,662-2.5% |
| Participant deferral / active EE | $1,614 | $5,296-69.5% | $4,525-64.3% | $6,690-75.9% |
| Admin fee / account holder | $483 | $7,262-93.4% | $6,162-92.2% | $13,392-96.4% |