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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,305 | $99,995-6.7% | $85,063+9.7% | $145,978-36.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | -5.90% | 83.99%-89.9pp | 66.54%-72.4pp | 550.52%-556.4pp |
| Employer contribution / active EE | $4,545 | $3,231+40.6% | $2,727+66.6% | $4,662-2.5% |
| Participant deferral / active EE | $1,614 | $5,295-69.5% | $4,523-64.3% | $6,690-75.9% |
| Admin fee / account holder | $483 | $7,255-93.3% | $6,155-92.2% | $13,400-96.4% |