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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,178 | $183,516-30.7% | $155,534-18.2% | $145,884-12.8% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 14.89% | 61.43%-46.5pp | 64.92%-50.0pp | 551.85%-537.0pp |
| Employer contribution / active EE | $6,282 | $5,315+18.2% | $4,675+34.4% | $4,662+34.7% |
| Participant deferral / active EE | $10,929 | $6,467+69.0% | $5,630+94.1% | $6,690+63.4% |
| Admin fee / account holder | $1,658 | $19,293-91.4% | $15,900-89.6% | $13,392-87.6% |