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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,509 | $29,736-14.2% | $56,033-54.5% | $80,935-68.5% |
| Participation rate | 8.0% | 41.7%-33.7pp | 52.5%-44.5pp | 67.7%-59.7pp |
| Annual return | 12.50% | 35.28%-22.8pp | 1711.38%-1698.9pp | 35.66%-23.2pp |
| Employer contribution / active EE | $149 | $671-77.8% | $1,041-85.7% | $2,757-94.6% |
| Participant deferral / active EE | $939 | $1,228-23.5% | $1,954-51.9% | $4,299-78.1% |
| Admin fee / account holder | $374 | $2,434-84.6% | $2,827-86.8% | $6,924-94.6% |