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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,509 | $29,667-14.0% | $56,441-54.8% | $80,874-68.5% |
| Participation rate | 8.0% | 41.7%-33.7pp | 52.5%-44.5pp | 67.6%-59.6pp |
| Annual return | 12.50% | 35.22%-22.7pp | 1704.21%-1691.7pp | 35.62%-23.1pp |
| Employer contribution / active EE | $149 | $669-77.7% | $1,039-85.7% | $2,756-94.6% |
| Participant deferral / active EE | $939 | $1,227-23.4% | $1,953-51.9% | $4,297-78.1% |
| Admin fee / account holder | $374 | $2,429-84.6% | $2,829-86.8% | $6,935-94.6% |