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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,130 | $29,733-5.4% | $56,025-49.8% | $80,959-65.3% |
| Participation rate | 42.4% | 41.7%+0.7pp | 52.5%-10.1pp | 67.7%-25.2pp |
| Annual return | 44.91% | 35.28%+9.6pp | 1712.69%-1667.8pp | 35.67%+9.2pp |
| Employer contribution / active EE | $922 | $672+37.3% | $1,042-11.5% | $2,757-66.6% |
| Participant deferral / active EE | $1,311 | $1,229+6.6% | $1,955-32.9% | $4,300-69.5% |
| Admin fee / account holder | $3,209 | $2,434+31.9% | $2,828+13.5% | $6,925-53.7% |