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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,642 | $155,555-84.8% | $146,866-83.9% | $155,188-84.8% |
| Participation rate | 57.1% | 84.0%-26.8pp | 82.5%-25.4pp | 80.8%-23.7pp |
| Annual return | 22.50% | 115.41%-92.9pp | 102.85%-80.4pp | 148.84%-126.3pp |
| Employer contribution / active EE | $1,405 | $4,647-69.8% | $4,425-68.3% | $4,248-66.9% |
| Participant deferral / active EE | $4,934 | $8,044-38.7% | $7,759-36.4% | $6,531-24.5% |
| Admin fee / account holder | $2,111 | $14,755-85.7% | $13,620-84.5% | $14,480-85.4% |