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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,464 | $162,136-57.8% | $152,301-55.0% | $154,746-55.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 18.47% | 91.02%-72.5pp | 80.50%-62.0pp | 172.34%-153.9pp |
| Employer contribution / active EE | $18,465 | $4,890+277.6% | $4,624+299.3% | $4,379+321.7% |
| Participant deferral / active EE | $27,656 | $8,341+231.6% | $8,004+245.5% | $6,730+310.9% |
| Admin fee / account holder | $8,321 | $15,759-47.2% | $14,398-42.2% | $14,365-42.1% |