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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,851 | $183,627-89.2% | $155,602-87.2% | $145,978-86.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.31% | 61.32%-54.0pp | 64.81%-57.5pp | 550.52%-543.2pp |
| Employer contribution / active EE | $3,679 | $5,316-30.8% | $4,675-21.3% | $4,662-21.1% |
| Participant deferral / active EE | $9,302 | $6,466+43.9% | $5,629+65.3% | $6,690+39.1% |
| Admin fee / account holder | $1,791 | $19,327-90.7% | $15,923-88.8% | $13,400-86.6% |