See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 3-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,861 | $56,053-96.7% | $75,972-97.6% | $80,856-97.7% |
| Participation rate | 61.9% | 62.0%-0.2pp | 69.1%-7.2pp | 67.6%-5.8pp |
| Annual return | 16.61% | 20.53%-3.9pp | 359.55%-342.9pp | 35.59%-19.0pp |
| Employer contribution / active EE | $588 | $1,874-68.6% | $2,685-78.1% | $2,755-78.6% |
| Participant deferral / active EE | $1,353 | $3,052-55.7% | $4,255-68.2% | $4,296-68.5% |
| Admin fee / account holder | $7 | $5,234-99.9% | $6,467-99.9% | $6,918-99.9% |