Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,861 | $56,063-96.7% | $76,051-97.6% | $80,911-97.7% |
| Participation rate | 61.9% | 62.0%-0.2pp | 69.1%-7.2pp | 67.6%-5.8pp |
| Annual return | 16.61% | 20.54%-3.9pp | 360.42%-343.8pp | 35.63%-19.0pp |
| Employer contribution / active EE | $588 | $1,874-68.6% | $2,690-78.1% | $2,756-78.6% |
| Participant deferral / active EE | $1,353 | $3,052-55.7% | $4,257-68.2% | $4,297-68.5% |
| Admin fee / account holder | $7 | $5,240-99.9% | $6,416-99.9% | $6,935-99.9% |