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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,947 | $208,088-90.9% | $186,193-89.8% | $154,746-87.8% |
| Participation rate | 75.0% | 80.0%-5.0pp | 77.1%-2.1pp | 80.7%-5.7pp |
| Annual return | 26.40% | 89.97%-63.6pp | 78.03%-51.6pp | 172.34%-145.9pp |
| Employer contribution / active EE | $814 | $4,340-81.3% | $3,918-79.2% | $4,379-81.4% |
| Participant deferral / active EE | $3,189 | $7,078-55.0% | $6,513-51.0% | $6,730-52.6% |
| Admin fee / account holder | $419 | $11,698-96.4% | $11,058-96.2% | $14,365-97.1% |