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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,812 | $159,934+36.8% | $147,005+48.8% | $145,959+49.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.57% | 98.24%-83.7pp | 418.76%-404.2pp | 561.95%-547.4pp |
| Employer contribution / active EE | $13,547 | $5,287+156.2% | $4,934+174.6% | $4,661+190.7% |
| Participant deferral / active EE | $9,823 | $8,427+16.6% | $8,070+21.7% | $6,689+46.9% |
| Admin fee / account holder | $2,773 | $15,053-81.6% | $13,006-78.7% | $13,398-79.3% |