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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,570 | $212,386-59.7% | $199,883-57.2% | $138,895-38.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 17.35% | 47.75%-30.4pp | 43.81%-26.5pp | 145.39%-128.0pp |
| Employer contribution / active EE | $1,457 | $6,625-78.0% | $6,261-76.7% | $4,194-65.3% |
| Participant deferral / active EE | $10,877 | $9,617+13.1% | $9,138+19.0% | $6,396+70.1% |
| Admin fee / account holder | $1,705 | $18,233-90.7% | $17,268-90.1% | $12,562-86.4% |