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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,086 | $28,624-92.7% | $53,647-96.1% | $82,637-97.5% |
| Participation rate | 49.2% | 47.3%+1.9pp | 56.3%-7.1pp | 68.1%-18.8pp |
| Annual return | 23.35% | 664.98%-641.6pp | 358.33%-335.0pp | 53.51%-30.2pp |
| Employer contribution / active EE | $0 | $637-100.0% | $962-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $466 | $1,196-61.0% | $1,813-74.3% | $4,126-88.7% |
| Admin fee / account holder | $68 | $2,022-96.7% | $2,460-97.3% | $7,339-99.1% |