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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,027 | $117,904-53.3% | $102,457-46.3% | $145,978-62.3% |
| Participation rate | 57.9% | 78.6%-20.7pp | 76.5%-18.6pp | 80.3%-22.4pp |
| Annual return | 11.75% | 31.80%-20.0pp | 29.41%-17.7pp | 550.52%-538.8pp |
| Employer contribution / active EE | $3,519 | $3,613-2.6% | $3,022+16.4% | $4,662-24.5% |
| Participant deferral / active EE | $6,203 | $5,733+8.2% | $5,054+22.7% | $6,690-7.3% |
| Admin fee / account holder | $17,886 | $13,329+34.2% | $9,451+89.2% | $13,400+33.5% |