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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,656 | $145,431-92.0% | $211,142-94.5% | $87,485-86.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 49.49% | 27.21%+22.3pp | 46.84%+2.7pp | 26.06%+23.4pp |
| Employer contribution / active EE | $3,614 | $4,662-22.5% | $6,442-43.9% | $2,596+39.2% |
| Participant deferral / active EE | $5,317 | $6,859-22.5% | $9,284-42.7% | $4,274+24.4% |
| Admin fee / account holder | $1,329 | $17,052-92.2% | $19,076-93.0% | $7,775-82.9% |