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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,656 | $142,972-91.8% | $214,702-94.6% | $86,983-86.6% |
| Participation rate | 100.0% | 84.9%+15.1pp | 87.5%+12.5pp | 69.5%+30.5pp |
| Annual return | 49.49% | 18.49%+31.0pp | 54.55%-5.1pp | 25.83%+23.7pp |
| Employer contribution / active EE | $3,614 | $4,635-22.0% | $6,461-44.1% | $2,584+39.8% |
| Participant deferral / active EE | $5,317 | $6,568-19.0% | $9,147-41.9% | $4,194+26.8% |
| Admin fee / account holder | $1,329 | $17,617-92.5% | $19,830-93.3% | $7,856-83.1% |