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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,080 | $155,555-78.7% | $146,866-77.5% | $155,188-78.7% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.5%-32.5pp | 80.8%-30.8pp |
| Annual return | 18.71% | 115.41%-96.7pp | 102.85%-84.1pp | 148.84%-130.1pp |
| Employer contribution / active EE | $5,295 | $4,647+14.0% | $4,425+19.7% | $4,248+24.7% |
| Participant deferral / active EE | $6,650 | $8,044-17.3% | $7,759-14.3% | $6,531+1.8% |
| Admin fee / account holder | $2,569 | $14,755-82.6% | $13,620-81.1% | $14,480-82.3% |