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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,263 | $142,354-59.8% | $125,529-54.4% | $155,188-63.1% |
| Participation rate | 87.5% | 78.1%+9.4pp | 74.7%+12.8pp | 80.8%+6.7pp |
| Annual return | 17.05% | 306.06%-289.0pp | 202.56%-185.5pp | 148.84%-131.8pp |
| Employer contribution / active EE | $2,449 | $3,501-30.1% | $3,058-19.9% | $4,248-42.3% |
| Participant deferral / active EE | $4,417 | $5,491-19.6% | $4,813-8.2% | $6,531-32.4% |
| Admin fee / account holder | $2,550 | $19,392-86.9% | $16,298-84.4% | $14,480-82.4% |