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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,263 | $139,948-59.1% | $121,663-52.9% | $154,746-63.0% |
| Participation rate | 87.5% | 78.0%+9.5pp | 74.5%+13.0pp | 80.7%+6.8pp |
| Annual return | 17.05% | 230.52%-213.5pp | 147.54%-130.5pp | 172.34%-155.3pp |
| Employer contribution / active EE | $2,449 | $3,521-30.4% | $3,020-18.9% | $4,379-44.1% |
| Participant deferral / active EE | $4,417 | $5,629-21.5% | $4,887-9.6% | $6,730-34.4% |
| Admin fee / account holder | $2,550 | $17,321-85.3% | $14,289-82.2% | $14,365-82.3% |