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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,168 | $78,690-75.6% | $161,489-88.1% | $87,485-78.1% |
| Participation rate | 90.6% | 67.5%+23.2pp | 78.7%+11.9pp | 68.9%+21.7pp |
| Annual return | 24.39% | 32.74%-8.4pp | 89.72%-65.3pp | 26.06%-1.7pp |
| Employer contribution / active EE | $2,392 | $2,588-7.6% | $4,268-43.9% | $2,596-7.9% |
| Participant deferral / active EE | $5,070 | $3,311+53.1% | $5,630-9.9% | $4,274+18.6% |
| Admin fee / account holder | $3,121 | $6,724-53.6% | $16,006-80.5% | $7,775-59.9% |