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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,945 | $150,412-61.5% | $120,574-51.9% | $145,884-60.3% |
| Participation rate | 83.3% | 78.8%+4.5pp | 71.9%+11.4pp | 80.3%+3.0pp |
| Annual return | 13.39% | 154.50%-141.1pp | 107.42%-94.0pp | 551.85%-538.5pp |
| Employer contribution / active EE | $4,633 | $4,355+6.4% | $3,471+33.5% | $4,662-0.6% |
| Participant deferral / active EE | $5,556 | $6,175-10.0% | $4,996+11.2% | $6,690-16.9% |
| Admin fee / account holder | $731 | $12,224-94.0% | $9,445-92.3% | $13,392-94.5% |