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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,014 | $81,446+25.3% | $103,374-1.3% | $80,874+26.1% |
| Participation rate | 72.4% | 66.9%+5.6pp | 74.5%-2.1pp | 67.6%+4.8pp |
| Annual return | 12.00% | 25.57%-13.6pp | 24.89%-12.9pp | 35.62%-23.6pp |
| Employer contribution / active EE | $3,030 | $3,107-2.5% | $3,869-21.7% | $2,756+9.9% |
| Participant deferral / active EE | $7,261 | $3,870+87.6% | $5,058+43.6% | $4,297+69.0% |
| Admin fee / account holder | $7,846 | $6,715+16.9% | $8,394-6.5% | $6,935+13.1% |