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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,421 | $72,446-91.1% | $67,561-90.5% | $145,877-95.6% |
| Participation rate | 43.8% | 76.9%-33.1pp | 72.9%-29.2pp | 80.3%-36.6pp |
| Annual return | 3.92% | 7211.98%-7208.1pp | 3525.44%-3521.5pp | 551.28%-547.4pp |
| Employer contribution / active EE | $0 | $3,072-100.0% | $2,735-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $869 | $4,785-81.8% | $4,003-78.3% | $6,691-87.0% |
| Admin fee / account holder | $236 | $5,541-95.7% | $4,006-94.1% | $13,402-98.2% |