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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,994 | $70,121-65.8% | $63,803-62.4% | $138,895-82.7% |
| Participation rate | 100.0% | 77.2%+22.8pp | 72.7%+27.3pp | 79.9%+20.1pp |
| Annual return | 21.85% | 946.48%-924.6pp | 543.72%-521.9pp | 145.39%-123.5pp |
| Employer contribution / active EE | $4,065 | $2,882+41.1% | $2,532+60.5% | $4,194-3.1% |
| Participant deferral / active EE | $7,830 | $4,535+72.6% | $3,843+103.7% | $6,396+22.4% |
| Admin fee / account holder | $6,080 | $6,738-9.8% | $5,196+17.0% | $12,562-51.6% |