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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,079 | $201,370-36.9% | $184,256-31.0% | $145,897-12.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 4.02% | 29.05%-25.0pp | 28.85%-24.8pp | 552.29%-548.3pp |
| Employer contribution / active EE | $2,017 | $7,024-71.3% | $6,427-68.6% | $4,663-56.7% |
| Participant deferral / active EE | $13,459 | $9,808+37.2% | $9,133+47.4% | $6,689+101.2% |
| Admin fee / account holder | $1,474 | $16,364-91.0% | $13,899-89.4% | $13,390-89.0% |