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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,704 | $72,465+92.8% | $67,575+106.7% | $145,884-4.2% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 10.92% | 7222.56%-7211.6pp | 3528.98%-3518.1pp | 551.85%-540.9pp |
| Employer contribution / active EE | $6,086 | $3,074+98.0% | $2,736+122.5% | $4,662+30.5% |
| Participant deferral / active EE | $4,851 | $4,786+1.4% | $4,003+21.2% | $6,690-27.5% |
| Admin fee / account holder | $700 | $5,515-87.3% | $3,993-82.5% | $13,392-94.8% |