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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,478 | $183,516-57.8% | $155,534-50.2% | $145,884-46.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.59% | 61.43%-49.8pp | 64.92%-53.3pp | 551.85%-540.3pp |
| Employer contribution / active EE | $5,678 | $5,315+6.8% | $4,675+21.5% | $4,662+21.8% |
| Participant deferral / active EE | $7,406 | $6,467+14.5% | $5,630+31.5% | $6,690+10.7% |
| Admin fee / account holder | $578 | $19,293-97.0% | $15,900-96.4% | $13,392-95.7% |