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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,824 | $90,691-92.5% | $76,119-91.0% | $145,884-95.3% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.1%+5.9pp | 80.3%-5.3pp |
| Annual return | 14.73% | 624.52%-609.8pp | 361.25%-346.5pp | 551.85%-537.1pp |
| Employer contribution / active EE | $0 | $3,329-100.0% | $2,693-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,916 | $5,167-43.6% | $4,259-31.5% | $6,690-56.4% |
| Admin fee / account holder | $1,032 | $8,383-87.7% | $6,421-83.9% | $13,392-92.3% |