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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,017 | $88,815-76.3% | $81,882-74.3% | $145,897-85.6% |
| Participation rate | 77.8% | 75.1%+2.7pp | 72.4%+5.4pp | 80.3%-2.5pp |
| Annual return | 18.85% | 1033.75%-1014.9pp | 779.47%-760.6pp | 552.29%-533.4pp |
| Employer contribution / active EE | $2,834 | $3,086-8.2% | $2,916-2.8% | $4,663-39.2% |
| Participant deferral / active EE | $6,901 | $4,647+48.5% | $4,323+59.6% | $6,689+3.2% |
| Admin fee / account holder | $480 | $8,434-94.3% | $7,360-93.5% | $13,390-96.4% |