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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,826 | $100,970-46.7% | $96,576-44.3% | $137,256-60.8% |
| Participation rate | 81.3% | 82.6%-1.4pp | 81.4%-0.2pp | 80.0%+1.3pp |
| Annual return | 38.45% | 38.16%+0.3pp | 38.47%0pp | 220.34%-181.9pp |
| Employer contribution / active EE | $0 | $3,809-100.0% | $3,553-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $7,331 | $8,286-11.5% | $7,956-7.9% | $6,407+14.4% |
| Admin fee / account holder | $1,571 | $11,312-86.1% | $11,381-86.2% | $12,270-87.2% |