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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,278 | $99,053-87.6% | $88,179-86.1% | $138,895-91.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 19.28% | 78.17%-58.9pp | 64.97%-45.7pp | 145.39%-126.1pp |
| Employer contribution / active EE | $2,093 | $2,882-27.4% | $2,549-17.9% | $4,194-50.1% |
| Participant deferral / active EE | $3,670 | $5,225-29.8% | $4,614-20.5% | $6,396-42.6% |
| Admin fee / account holder | $1,539 | $8,748-82.4% | $7,673-79.9% | $12,562-87.8% |