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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,044 | $83,369+20.0% | $105,223-4.9% | $67,986+47.2% |
| Participation rate | 48.6% | 56.3%-7.7pp | 75.0%-26.4pp | 57.2%-8.6pp |
| Annual return | 18.55% | 24.64%-6.1pp | 180.65%-162.1pp | 31.67%-13.1pp |
| Employer contribution / active EE | $6,098 | $2,541+140.0% | $3,689+65.3% | $2,019+202.1% |
| Participant deferral / active EE | $2,424 | $3,295-26.4% | $5,072-52.2% | $3,358-27.8% |
| Admin fee / account holder | $2,229 | $4,073-45.3% | $8,859-74.8% | $3,203-30.4% |