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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,848 | $154,228-83.9% | $145,433-82.9% | $137,256-81.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 4.50% | 74.59%-70.1pp | 66.58%-62.1pp | 220.34%-215.8pp |
| Employer contribution / active EE | $3,656 | $4,804-23.9% | $4,554-19.7% | $4,156-12.0% |
| Participant deferral / active EE | $5,847 | $8,216-28.8% | $7,897-26.0% | $6,407-8.7% |
| Admin fee / account holder | $18,422 | $14,344+28.4% | $13,129+40.3% | $12,270+50.1% |