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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,032 | $209,336-90.4% | $197,124-89.8% | $137,256-85.4% |
| Participation rate | 90.0% | 87.3%+2.7pp | 86.7%+3.3pp | 80.0%+10.0pp |
| Annual return | 33.87% | 48.09%-14.2pp | 44.34%-10.5pp | 220.34%-186.5pp |
| Employer contribution / active EE | $2,352 | $6,591-64.3% | $6,227-62.2% | $4,156-43.4% |
| Participant deferral / active EE | $6,583 | $9,614-31.5% | $9,135-27.9% | $6,407+2.8% |
| Admin fee / account holder | $1,458 | $17,308-91.6% | $16,298-91.1% | $12,270-88.1% |