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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,938 | $183,516-75.0% | $155,534-70.5% | $145,884-68.5% |
| Participation rate | 87.0% | 82.7%+4.3pp | 78.2%+8.7pp | 80.3%+6.7pp |
| Annual return | 13.64% | 61.43%-47.8pp | 64.92%-51.3pp | 551.85%-538.2pp |
| Employer contribution / active EE | $4,129 | $5,315-22.3% | $4,675-11.7% | $4,662-11.4% |
| Participant deferral / active EE | $5,035 | $6,467-22.1% | $5,630-10.6% | $6,690-24.7% |
| Admin fee / account holder | $1,424 | $19,293-92.6% | $15,900-91.0% | $13,392-89.4% |