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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,387 | $100,203-82.6% | $85,240-79.6% | $145,897-88.1% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 9.15% | 84.28%-75.1pp | 66.75%-57.6pp | 552.29%-543.1pp |
| Employer contribution / active EE | $1,905 | $3,242-41.2% | $2,735-30.4% | $4,663-59.1% |
| Participant deferral / active EE | $5,033 | $5,299-5.0% | $4,527+11.2% | $6,689-24.8% |
| Admin fee / account holder | $2,398 | $7,265-67.0% | $6,165-61.1% | $13,390-82.1% |