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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,444 | $160,028-81.0% | $147,080-79.3% | $145,884-79.1% |
| Participation rate | 61.5% | 84.0%-22.5pp | 82.2%-20.6pp | 80.3%-18.8pp |
| Annual return | 17.53% | 98.60%-81.1pp | 420.17%-402.6pp | 551.85%-534.3pp |
| Employer contribution / active EE | $2,651 | $5,286-49.9% | $4,933-46.3% | $4,662-43.1% |
| Participant deferral / active EE | $5,393 | $8,422-36.0% | $8,066-33.1% | $6,690-19.4% |
| Admin fee / account holder | $4,477 | $15,030-70.2% | $12,989-65.5% | $13,392-66.6% |