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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,991 | $199,109-95.5% | $173,730-94.8% | $154,746-94.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 25.36% | 20.02%+5.3pp | 19.96%+5.4pp | 172.34%-147.0pp |
| Employer contribution / active EE | $1,780 | $5,311-66.5% | $4,577-61.1% | $4,379-59.3% |
| Participant deferral / active EE | $4,016 | $7,113-43.5% | $6,326-36.5% | $6,730-40.3% |
| Admin fee / account holder | $1,221 | $20,916-94.2% | $17,523-93.0% | $14,365-91.5% |